Partnering with employers to provide credit solutions to employees.

Fin is simply smarter finance for everybody.
Loved by companies & employees like yours

Who is Fin Payroll Loans?

What we do

We partner with employers to provide their employees with responsible financial products and services. Fin is simply smarter finance for everybody and is enhancing the quality of life of its customers through simple, convenient, and appropriate credit solutions.

How it works

We offer products to your employees that are linked to their salaries and tailored to their needs. Together we empower them to take control of your finances.

Who is Smartadvance@2x

Financial wellness is the key driver of
sustainable & happy employees.

Our products

We help improve the financial well-being of your employees with a range of products and services.

Wage streaming

Wage streaming

Allowing employees access to their wages as they earn them.



Provide credit for large expenses and emergencies.



Securing financial well-being through great insurance products.

Success in numbers

Rand disbursed
R 0 bn

Success stories

We’re thrilled to have provided services to over 120 000 incredible employees to date. Here’s what some of them had to say:

Value added servces

What you get

Employer smart report

We analyse and generate an in-depth report on the financial status of your employees based off their credit scores to give you an overview of their financial situation.

Employer dashboard

You have access to a personalised dashboard giving you oversight on who of your staff have active accounts with us and the outstanding amount, as well as control over the staff application on the products and services.

Value added services